Tullahoma Market: August 2026 Sales & September Rates

When someone asks me whether the Tullahoma market is up or down, the first thing I want to know is which period we are comparing. Redfin reports a median sale price of $287,810 for the three months ending August 2026, down 4.0% from the same period a year earlier. That is a recent reported sales window, not a live estimate of what every house is worth today. It gives us a starting point, but your home's condition, location, and nearby sales still matter.

For a separate regional comparison, Redfin reports Bedford County's median sale price at $348,833 for the same three months ending August 2026, up 7.3% from a year earlier. These are different markets, and their price changes point in different directions. A countywide median also changes with the mix of homes that sell. I would not use either headline number by itself to set the asking price of a particular Tullahoma or Shelbyville home.

Financing matters alongside those local sales figures. Freddie Mac's September 24, 2026 survey put the national average 30-year fixed mortgage rate at 7.03%, compared with 6.95% the previous week and 6.30% a year earlier. That is a national survey average, not a local lender's quote or a rate every buyer will receive. If you are house hunting in Middle Tennessee, get a real number from a lender before you fall in love with a listing. Your credit, down payment, and loan terms affect the payment you will actually make.

I am a Realtor with Coldwell Banker Southern Realty, and I work Tullahoma, Shelbyville, Bedford County, and the surrounding Middle Tennessee area. If you are trying to figure out what your house could sell for, or what fits your budget, I am happy to walk through nearby sales and your situation over coffee, no pressure. The sources below identify the reporting periods so you can see exactly which figures this article uses. I work with homes, land, and commercial property at every price point. For a decision today, ask for current nearby sales and a fresh lender quote rather than relying on this historical comparison.

I am a Realtor with Coldwell Banker Southern Realty, and I work Tullahoma, Shelbyville, Bedford County, and the surrounding Middle Tennessee area. If you are trying to figure out what your house could sell for, or what fits your budget, I am happy to walk through nearby sales and your situation over coffee, no pressure. The sources below identify the reporting periods so you can see exactly which figures this article uses.